All Mailings:
PO Box 9316
Boston, MA 02114
P: 508.922.8328
F: 866.700.0181
By Appt. Only:
7 Liberty Square, 2nd Fl
Boston, MA 02109
81 Prospect St.
Gloucester, MA 01930
Consumer Debt
Consumer Debt Defense - Are you Receiving CONSTANT Collection Calls?
.........................It is no surprise that today's economic climate is proving challenging for many. As a result, there is a tremendous increase in litigation pursuant to credit card agreements, and other consumer debt issues. As reported recently in the Boston Globe, without an attorney to protect your rights, the odds of an equitible result can be very difficult.
Do Not Ignore Debt Collectors or Collection Firms
.........................Ignoring your obligations, or ignoring even those claims against you for which you feel you are not responsible, will almost never yield a positive result. Generally speaking, the quicker you have an attorney review the matter, the more effectively your rights will be protected. Ignoring a lawsuit will undoubtedly result in Judgment entering against you, which is essentially a court order to pay.
Consumers in the Commonwealth have significant rights pursuant to the federal Fair Debt Collection Practices Act ('FDCPA') and the Massachusetts Consumer Protection Act ('Chapter 93A'). For example, the following is a brief list of unlawful collection activities:
False Statements - Debt collectors cannot:
Falsely claim that they are attorneys or government representatives;
Lie to you;
State that they will garnish your wages or seize your property when they do not have a right to do so;
Falsely claim that you have committed a crime;
Falsely represent that they operate or work for a credit reporting company;
Misrepresent the amount you owe;
Indicate that papers they send you are legal forms if they are not;
Indicate that papers they send to you are not legal forms if they are;
Threaten you, or threaten legal action that they cannot legally pursue;
Contact you at work when you have told them it is inconvenient, or that you do not want to be contacted at work;
Fail to notify you that you have the right to dispute the debt; or,
Give false information to anyone, especially a third-party regarding your debt.
...and this is just a small sampling of your potential rights under these consumer protection statutes.
Level the Playing Field
.........................Once entered, special permission is required for relief from a Judgment; Call this office without delay if you have been served with a lawsuit.
Call Today
.........................Please feel free to contact this office via phone 508.922.8328, fax 866.700.0181, or email to info@bacelaw.com, and if your matter is urgent, indicate that you require an immediate response and someone will contact you without delay.
We regularly serve clients throughout the Metrowest, South Shore and North Shore of Massachusetts, including Suffolk County, Middlesex County, Norfolk County, Plymouth County, Essex County, Worcester County, Bristol County, Barnstable County, Boston, Brighton, Chelsea, Dorchester, Roxbury, Cambridge, Framingham, Natick, Lowell, Malden, Somerville, Waltham, Woburn, Brookline, Dedham, Quincy, Brockton, Plymouth, Lawrence, Lynn, Salem, Gloucester, Rockport, Beverly, Peabody, Danvers, Worcester, Fall River and New Bedford.
CRIMINAL DEFENSE | COLLECTIONS | LITIGATION | LANDLORD/TENANT | CONSUMER DEBT | BUSINESS | HOME CONTRACTOR
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